To visit the Health Insurance Marketplace website go to. We are not the Health Insurance Marketplace Website.
This website is privately owned and all information associated is not associated with any state exchange or the federal marketplace. Robert Huffaker, NPN 13568432Ĭalling or emailing American Exchange will connect you to a licensed agent. Please contact or 1-800-MEDICARE to get information on all of your options.Īmerican Exchange is a licensed health insurance broker. Any information we provide is limited to those plans we do offer in your area. Binders will also make mention of deductible-the amount the policyholder has to pay before insurance kicks in to cover.Medicare Disclaimer: We do not offer every plan available in your area. This will be the person who took out the policy and the person or people to whom payment will be made in the event of a successful claim. The person or people named as the insured and loss payee.From a personal home to commercial property to a car, truck or RV, this part of the binder will let your lender know what you are insuring. The perils relate to the type of insurance but go into more detail as to what, exactly, is covered in terms of perils (e.g. Perils you’re insured against under the policy.These details will include contact information for the insurance company, a policy number and customer ID. the time limits on the policy before it expires.) Your homeowners insurance binder will include the amount for which you are covered, which should be for equal to or more than the cost to replace the house. For example, property, liability, flood insurance, etc. The type of insurance refers to what types of plans you have in your policy. The home insurance binder shows your lender the important information about your policy that’s needed to secure a loan.
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